How to make money online in Nigeria in 2020 quickly - 21+ best tips

You do not have to be born with a silver spoon before you can make your dream come true. For many Nigerian, making money online will create a better way of life to them financially.

If by any chance you are you looking for extra income; or you want to be financially free, this post is for you. It is not a get-rich-quick scheme, but it is a post that could turn your life around for good. That is to say, it will teach you various ways to generate income on the internet.

Let’s get started.

How can I make money from home in Nigeria?

There are many ways you can setup an online business and generate legitimate income from the comfort of your home. For a quick overview, here is a list on ways to make money from home in Nigeria.

  • Writing articles.
  • Start a blog.
  • Affiliate marketing.
  • Freelancing.
  • Online teaching.
  • Online marketing business.
  • Create a forum.
  • Start an online store.
  • Create short links.
  • Sell ebooks.

Truly, there are over one thousand ways to make money on the internet in Nigeria; but, I only listed just over twenty one of them in this post. Also, I emphasize on other profitable home base businesses you can start from the comfort of your house.

Additionally, I will give you hints on who each of the online money making opportunity is suitable for. Also, individuals looking for online income generating ideas will find the solution here.

Top 21 ways to make money online in Nigeria

Here are the top 21+ tips on how to make money online in Nigeria in 2020:

1. Article Writing

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Writing articles can generate steady cash inflow for you; as a matter of fact, it is one of the easiest cash making business you can start today.

With all certainty, you can earn steadily through writing different articles.

In this article, you will learn the secret of making extra income by writing articles or through blogging.

How to Make Money from home in Nigeria writing Articles

From time to time, I receive lots of inquiries regarding this particular subject. In fact, the number of people looking to improve their financial situation through article writing is growing on a daily basis.

If we are to look at the average searches on google on the keyword relating to “writing articles, you will find out that between 10k – 100k searches are made each months. These searches are actual searches made in Nigeria. See image below.

Why are people searching for this keyword phrases? It is simple. Many people are now waking up to the fact that internet business is real.

Here are two good websites where you can earn over N50,000.00 for each article accepted.

All in all, my honest opinion is for you to start writing articles.

How much can I make in Naira writing articles?

Honestly speaking, this question has no straight forward answer. Your earning depends on various factors such as:

  • Your clientele;
  • Type of article;
  • Industry you are writing within; and most importantly,
  • The quality of your post.

Expressly, you can earn between ₦5,000.00 to ₦25,000.00 per article.

It all depend on the quality of work you put in and the length of the article; additionally, the more research work needed to complete the article, the more your pay is.

Inasmuch as you you are ready to work, sites for freelancing jobs provides many article writing opportunities for writers. You may want to register with the website

Suitability: Article writing is an online money making opportunity that is appropriate for individuals that are creative; also, for those that with writing and marketing skills.

2. Start a Blog

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Over the years, many people have made money online through blogging; and they still do. In fact, blogging is the fastest way to enrich your pocket.

Do you care to know more on blogging? If so, take a look at – blogging opportunities in Nigeria. That is a good place to start.

Not only will you learn the basic principles of blogging on it, but also learn the nitty-gritty aspect of generating steady cash inflow from your own blog.

In fact many Nigerians have started their own personal blog(s) by following the step-by-step guide in that article.

I am sure the next question on your mind is ………

How to Make Money Online as a Blogger

There are couple of ways bloggers used to generate substantial revenue for themselves; it depends on the one (or few) that is best for you.

Nevertheless, here are few money making tips for bloggers.

  • Participate in Google Adsense program;
  • Sell Ads spaces on your blog;
  • Create and sell membership subscriptions; and
  • Sell E-books.

These are just some of the many ways of creating earnings for yourself as a blogger.

Wait a minute…….

There is something I like as a blogger; that is, I have control of my time.

Not only do I have my full time to myself, but I also have control of the content on my blog site.

To begin with, take a look at the rest of this post.

Suitability: Blogging is an online money making opportunity that is appropriate for individuals that are good with keeping journals; also for those that love to write.

In addition, it is also good for individual that look to share their knowledge.

3. Affiliate Marketing

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From time to time, I receive emails from individuals asking me questions on ways to generate income as an affiliate marketer.

My reply to that is, there are various ways to earn money online through different affiliate marketing programs.

Yes, affiliate marketing is a sure way to start. All you have to do is join couple of affiliate program; and start promoting them through various social media platforms.

Nevertheless, you have to promote those products in a systematic way.

That can be your starting point. You just have to sign up with some of the good affiliate programs.

For example, I have listed below some of the available affiliate marketing program that pay good money in Nigeria and Internationally.

How to Make Money With Affiliate Marketing: Programs to consider

  • Skoybus Affiliate Program – You can sign up for this on Nigeria Affiliate Program. This program is in the Financial sector in Nigeria.
  • Jumia Affiliate Program – If you want to sell products, Jumia Affiliate program is good for you. The program is in the Online Shopping sector. Visit Jumia.com for more details.
  • Konga Affiliate Program – Similarly, the Konga.com affiliate program is in the online shopping sector that have various products to sell. Sign up for the konga affiliate program on konga.com website.

To sum up the few affiliate program in Nigeria, I will also like to include Yudala Affiliate Marketing Program


  • Yudala Affiliate Program – In like manner, the Yudala affiliate program is in the online shopping sector. But in addition, they also operate their business in the traditional way. That is to say, they operate physical retail stores around the country.

International Affiliate Marketing Programs you may consider

  • Tradedoubler – Indeed, this is a good affiliate program for you if you are looking to sell both products and services. The tradedoubler.com is in both retail and service sector.
  • Amazon – In general, amazon claim to be the best affiliate marketing program, yes they are living up to expectation. I generate revenue on their affiliate program months in months out. It is also good for me to point out that amazon.com is in the online shopping space.

On the whole, I see affiliate marketing as one of the best jobs in Nigeria you can ever have. Why is this? Because of the fact that an affiliate marketer can sell anything without having a stock of the product, neither does he or she has to pay upfront for the item being sold.

Nevertheless, to be an affiliate marketer, you need to register with an affiliate program.

Suitability: Affiliate marketing is an online money making opportunity that is suitable for individuals that can market online. If you are good with search engine optimization, you may go for this too.

4. Become a freelancer

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The dream of many of us is to become a self-employed person but a lot do not do anything about it. Neither do they take the necessary steps needed to becoming self-employed. This good news is this, you can become self employ by freelancing.

Many individuals are now freelancers working on different projects to make money. Although, as a freelancer, you need to be skilled in your particular field. If not, you may find it difficult to be successful as a freelancer. But nevertheless, the freelance industry is so big for you not to find a job there.

As long as you are a dedicated freelancer, you will always get jobs to do. One good thing about freelancing is that there are always job availability. At the present time, there are large demand for freelancers in Nigeria and many businesses are listing various projects on freelance website.

However, you can always get more information online from various freelance websites in Nigeria.

Suitability: Freelancing is an online money making opportunity that is appropriate for individuals that are skilled in what they do.

In addition, those that love to work independently may go for this.

5. Start to tutor, sell courses or teach online

Until now, tutoring is not what I have ever considered as a way to improve may financial situation; but, I have find out way to enrich my bank account as a tutor.

In fact, this Amazon downloadable book give an insight on How to Work from Home Generating Passive Income Selling Online Courses.

Point often overlooked, as a tutor, you have a good stream of revenue that will earn you money over and over again.

Different from the traditional ways of tutoring, the internet has open a wider range of money making platform for people looking to tutor online. You do not need to have an office, neither do you need millions of Naira to start in. All that is required of you is your full time and dedication.

Do you have passion, skill or you are an expertise on something that you are really good at? Then, this bit of information is for you. Without delay, you need to start making money online with your skills.

This is pretty really simple, in brief, I will explain this to you. Generally speaking, there are two good ways to do this.

These ways are explain below:

  • Set up a website

In order for you to make maximum profit from either tutoring, or selling courses or even teaching online, you will need to do them on your own website. By all means, try to make all the selling of courses and teaching activities happen your your own website. There are advantages to this!

One of the advantage is that it increases your business brand and at the same time, your website traffic grow. In addition, use can use the services of SEO companies in Nigeria.

  • Leverage on other websites

In order to sell more of either your courses or teach online (especially if your website is new), I will advise you to leverage on existing popular websites. Not only will these sites help you build a solid foundation but also help you sell more products.



The main advantage you get here is that you are ridding on a ready made process to give you good visibility online.

Equally important to mention that you will be charge some form of commission for each product sold through their platform. All in all, you may still be better off leveraging on existing websites.

Suitability: Teaching on the internet is an online money making opportunity that is appropriate for individuals with in-depth knowledge on a topic.

6. Online Marketing Business

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Whether you are good search engine optimization, social media or email marketing, there is a vast opportunity to make money online for you.

Digital marketing makes you money; in fact, it is an important subject that needs a page of its own when talking about the latest online money making opportunities in Nigeria. Nevertheless, I will give you some information on the subject matter here.

Regardless of how big or small a company is, they need marketers. Therefore, setting up a good online marketing business is not a bad idea; or what do you think? Doing this, you are solving some other business’ problem and at the same time, you are increasing your own bank account balance.

It is important to realize that ONLY individuals with good online marketing experience do well when it comes to operating an online marketing platform. Although, you may have to go for few training from a reputable marketing company in order to start such business.

To clarify, you set-up a marking business with the following objectives:

  • To provide online marketing solutions to business owners.
  • Focus on a niche that is in high demand; this follows the principle of demand and supply.

As a matter of fact, getting to market businesses looking for online marketing solutions will increase your earning power.

Suitability: Internet marketing is an online money making opportunity that is appropriate for those that are good with any of the online marketing strategies.